January 2018 / 28 posts found
Improving Your Credit Report
In this video I provide Three simple ways in improving your credit report and credit score. Number 1: Pull your credit report from annualcreditreport.com. Get all 3 credit reports from there and you can see if any errors and things you can dispute Number 2: Get a family member or close friend sign you as a authorized user on one of their credit accounts. If they have good credit you can benefit from their good standing and essentially improve your credit standing. Number 3: Obtain a secured account from a local bank or Capital One and or Discover. Your […]
Myths about Your Credit Report
In this video I debunk 3 Myths about your credit report. Myth #1 Someone can take something off your credit report. Myth #2 Having no credit or 0 balance on all your credit cards is a good thing. Myth #3 Once your credit report is in a negative standing there is nothing you can do about it. These myths need to be debunked and this video explains why.
Updates about Credit Karma
In this video gives you 2 updates about Credit Karma Credit Karma now provides the Experian Credit Report. As you may know Experian utilizes the Fico score. However its important to note Credit Karma does not provide your Fico Score even though they provide the Experian and Transunion reports. Secondly you need to be mindful of the dates for Experian and Transunion reports when the alarms go off about a negative action. I have found in a number of occasions as a credit counselor clients who called in about debts seen on Credit Karma that were over 7 years old. In most […]
Owning Silver
In this video I give 5 reasons why owning silver is a wise decision. #1 Silver has been considered money throughout history. #2 Silver is still affordable under 25 dollars and that includes the premium wholesalers put above the spot price. #3 Silver is used in everything that we have been accustomed to in our lives in the information age. #4 Silver is insurance when a currency crisis occurs. #5 Silver is more rarer than Gold since its used up and Gold is hoarded. Silver will be more precious and outpace the price of Gold in our life time.
Debt Ceiling Issues
In this video I discuss an article I came across under Economic Collapse Blog. I read and excerpt from David Stockman about the upcoming Debt Ceiling that Obama and Boehner agreed on why Obama was in office . Although the particular article highlights the retail store closings. We should pay particular attention to March 15, 2017 and will it usher in a government shutdown, stock market crash and put a halt to Trumps infrastructure plans etc..