We all want to be successful. There is no one who gets up each day or has children and thinks I want to be unsuccessful. Success today is a lot different from yester year. We need to have information that is able to get us on the right path to do it, to be successful.

My name is Terrence Andre Banks and my goal and sole intention is being able to provide you relevant information for the information age we live in.  The information provided in this website covers  student loans, credit, economics, internet marketing, stocks, bitcoin /block chain tech, investing platforms, retirement issues, and just about every thing financial.

I am a fanatic when it comes to anything financial and or ways to increase cash flow.  I have been frustrated with outdated information that is being sold to us. I have been a victim of this misinformation, and this website is dedicated to help fix some of those wrongs.

I hold a bachelor’s degree in Sociology with a concentration in Economics. I have operated a real estate company for over 10 years. This all changed when the market collapsed in 2008. After that financial update in my life, I began to study deeper than ever. Deeper into the world of economics, financial history, stocks options, internet marketing and money.

I took on several contract positions, with several large banking institutions such as Bank of America and SunTrust. I worked in their back end operations. To expand even further on my education, I took a position for a nonprofit company and got certified with the National Foundation for Credit Counseling.

I hold 4 certifications: Certified Consumer Credit Counselor, Certified Housing Counselor, Certified Student Loan Counselor and Certified Consumer Credit Educator.

But the best knowledge I obtained has been by tying, failing, studying and applying that knowledge in doing entrepreneur endeavors.

I want you to benefit from all my years of experience and continued education. I am sincere in my passion to help.. Please comment and let me know what you think.