Credit Report / 4 posts found
What Is A Good Credit Score- 4 Tips to Determine A Good Credit Score
In this video I provide 4 tips to help you determine What Is A Good Credit score. Tip#1 Know what you are looking to obtain the credit for. If you are a first time home buyer the minimum score to have to purchase a home is 620. Between 620 and 640 allows you to obtain small lines of credit under 3,000 dollars. A score of 580-620 gets you into a car in a number of cases. So again know what you are looking to obtain the credit for is tip#1 Tip#2 Know the scoring model used by the creditors you […]
Fix My Credit -5 Tips On How To Fix Bad Credit…
In this video I provide 5 tips on how to fix bad credit. Tip#1 Find out what’s exactly on all 3 of your credit reports by going to www.annualcreditreport.com. There you can get all 3 of your official credit reports and compare the information. Tip# 2 Obtain a secured credit card. The object is to use the secured account and keep a revolving balance of 31% of the credit limit. Essentially if the secured account has 200 dollars as the credit limit your goal would be to keep a balance of 62.00 dollars. Tip #3 Become an authorized user. Essentially […]
Improving Your Credit Report
In this video I provide Three simple ways in improving your credit report and credit score. Number 1: Pull your credit report from annualcreditreport.com. Get all 3 credit reports from there and you can see if any errors and things you can dispute Number 2: Get a family member or close friend sign you as a authorized user on one of their credit accounts. If they have good credit you can benefit from their good standing and essentially improve your credit standing. Number 3: Obtain a secured account from a local bank or Capital One and or Discover. Your […]
Myths about Your Credit Report
In this video I debunk 3 Myths about your credit report. Myth #1 Someone can take something off your credit report. Myth #2 Having no credit or 0 balance on all your credit cards is a good thing. Myth #3 Once your credit report is in a negative standing there is nothing you can do about it. These myths need to be debunked and this video explains why.