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How To Fix Bad Credit

Fix My Credit -5 Tips On How To Fix Bad Credit…

by IAF
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In this video I provide 5 tips on how to fix bad credit. Tip#1 Find out what’s exactly on all 3 of your credit reports by going to www.annualcreditreport.com. There you can get all 3 of your official credit reports and compare the information. Tip# 2 Obtain a secured credit card. The object is to use the secured account and keep a revolving balance of 31% of the credit limit. Essentially if the secured account has 200 dollars as the credit limit your goal would be to keep a balance of 62.00 dollars. Tip #3 Become an authorized user. Essentially […]
Agents of Social Change

Agents of Social Change- Social and Economic Change in 2018

by IAF
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It’s a new year and why we all set new year resolutions this year of 2018 will issue social and economic change some of which has not been seen in decades.  What will be the agents of social change? Well Gordon T Long and Charles Hugh Smith present 4 primary pillars to illustrate the agents of social change. These are Inequality, Standard of Living, Competence Among-st the Political Leaders, and finally Corruption. Each one of these pillars are significant and Gordon and Charles Hugh Smith give an abundance of good quality information to back it up.  As change accelerates in […]
The Government Shutdown

The Government Shutdown

by IAF
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In this video I go over an article I read entitled Your Survival Guide to the Government Shutdown. Now I have done 2 articles in the past regarding the potential shutdown and each passed the date. However this date is one to watch due to the information laid out from the article. In addition the government shutdown date for Oct 2 coincides with the Student loan time frame for the first recipients to receive student loan forgiveness. In any case the date of Oct 2nd is one to watch as the potential never seems poised then now.
Improving Your Credit Report

Improving Your Credit Report

by IAF
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  In this video I provide Three simple ways in improving your credit report and credit score. Number 1: Pull your credit report from annualcreditreport.com. Get all 3 credit reports from there and you can see if any errors and things you can dispute Number 2: Get a family member or close friend sign you as a authorized user on one of their credit accounts. If they have good credit you can benefit from their good standing and essentially improve your credit standing. Number 3: Obtain a secured account from a local bank or Capital One and or Discover. Your […]
Myths about Your Credit Report

Myths about Your Credit Report

by IAF
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In this video I debunk 3 Myths about your credit report. Myth #1 Someone can take something off your credit report. Myth #2 Having no credit or 0 balance on all your credit cards is a good thing. Myth #3 Once your credit report is in a negative standing there is nothing you can do about it. These myths need to be debunked and this video explains why.