credit score / 9 posts found
Can Credit Be More Valuable Than Money?
In this video I provide 4 reasons why credit is more valuable than money. #1 You are defined by your credit score not your ability to pay the debt back. As long as you can make the payment they will allow you to have credit. # 2 Cash is used up once you spend it that is all you have. Why credit you can have access to more as long as you are able to maintain a good credit report and consequently a good score. #3 1 Million Dollars put in a bank provides you with ten thousand a year […]
Why Is It Best To Use Annual Credit Report to Obtain Your Credit Report
In this video I go over 4 distinct reasons why you should use annual credit report dot com over Credit Karma #1 The official place to get all 3 of your credit reports. # 2 The official place to get your true credit score. #3 You can dispute any item and all inaccuracies on your credit reports. #4 Government regulated and the official place to obtain all your reports.
Credit Karma
In this video I examine the popular consumer credit report site Credit Karma . Now from the on start let me say Credit Karma is a fast easy place to pull your credit report.. However, there are 2 factors you need to know when you use Credit Karma. #1 Credit Karma gives the Vantage score not the Fico score. The Fico score is what most creditors use to determine if they are going to extend you credit for a line of credit or credit card. #2 Credit Karma at the time of doing this video used the Experian and Transunion […]
Debt Settlement Companies
In this video I discuss debt, in particular Debt Settlement Companies. I point out there is two things you should know about your Credit and a Debt Settlement Company Any amount that they settle for or forgive will be counted against you as earned income. There is no guarantee the creditor you are trying to settle with will take less. The last time I checked the rules that they made for the banks and Bankers don’t go to jail and bankers get bailed out. So remember these two things when you are thinking about using a Debt Settlement company.